Agricultural Crop Insurance Market 2020: Global Analysis, Share, Trends, Application Analysis and Forecast To 2024

Agricultural Crop Insurance -Market Demand, Growth, Opportunities and Analysis Of Top Key Player Forecast To 2024

PUNE, MAHARASHTRA, INDIA, July 8, 2020 / — Agricultural Crop Insurance Industry


The report provides an in-depth market analysis through historical data, verifiable projections, and qualitative insights about the Agricultural Crop Insurance market size. Every projection featured in the report has been derived using assumptions and Agricultural Crop Insurance research methodologies. It provides a repository of both analysis and information for each facet of the market comprising top industry players, regional markets, competitive analysis, and current market trends. 

The analysis includes market size, upstream situation, market segmentation, market segmentation, price & cost and industry environment. In addition, the report outlines the factors driving industry growth and the description of market channels.The report begins from overview of industrial chain structure, and describes the upstream. Besides, the report analyses market size and forecast in different geographies, type and end-use segment, in addition, the report introduces market competition overview among the major companies and companies profiles, besides, market price and channel features are covered in the report.

Key Companies

Zurich (RCIS)
China United Property Insurance
American Financial Group
XL Catlin
Everest Re Group
Endurance Specialty
CUNA Mutual
Agriculture Insurance Company of India
Tokio Marine
CGB Diversified Services
Farmers Mutual Hail
Archer Daniels Midland
ICICI Lombard

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Key Product Type

Market by Application
Digital & Direct Channel

Key Regions
Asia Pacific
North America
South America
Middle East & Africa

Main Aspects covered in the Report
Overview of the Agricultural Crop Insurance market including production, consumption, status & forecast and market growth
2016-2020 historical data and 2021-2026 market forecast
Geographical analysis including major countries
Overview the product type market including development
Overview the end-user market including development
Impact of Coronavirus on the Industry

Method of Research

The objective of submitting an analysis of the market all through the forecast period is inspected based on a compilation of factors that make up Porter’s Five Force Model. The data specialists make use of the SWOT based tools based on which the report is adjusted to offer relevant particulars about the Agricultural Crop Insurance market. The comprehensive research of the market helps report and emphasizes its -built core points, threats, forecasts, well, and limitations.

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Table of Content

1 Industrial Chain Overview

2 Global Production & Consumption by Geography

3 Major Manufacturers Introduction
3.1 Manufacturers Overview
Table Major Manufacturers Headquarters and Contact Information
Table Major Manufacturers Production Amount List in 2018
3.2 Manufacturers List
3.2.1 PICC Overview
Table PICC Overview List Product Specifications Business Data (Production Amount (Million USD), Cost, Margin)
Table Agricultural Crop Insurance Business Operation of PICC (Production Amount (Million USD), Cost, Gross Margin) Recent Developments Future Strategic Planning
3.2.2 Zurich (RCIS) Overview
Table Zurich (RCIS) Overview List Product Specifications Business Data (Production Amount (Million USD), Cost, Margin)
Table Agricultural Crop Insurance Business Operation of Zurich (RCIS) (Production Amount (Million USD), Cost, Gross Margin) Recent Developments Future Strategic Planning
3.2.3 Chubb Overview
Table Chubb Overview List Product Specifications Business Data (Production Amount (Million USD), Cost, Margin)
Table Agricultural Crop Insurance Business Operation of Chubb (Production Amount (Million USD), Cost, Gross Margin) Recent Developments Future Strategic Planning
3.2.4 QBE Overview
Table QBE Overview List Product Specifications Business Data (Production Amount (Million USD), Cost, Margin)
Table Agricultural Crop Insurance Business Operation of QBE (Production Amount (Million USD), Cost, Gross Margin) Recent Developments Future Strategic Planning
3.2.5 China United Property Insurance Overview
3.2.6 American Financial Group Overview
3.2.7 Prudential Overview
3.2.8 XL Catlin Overview
3.2.9 Everest Re Group Overview
3.2.10 Endurance Specialty Overview
3.2.11 CUNA Mutual Overview
3.2.12 Agriculture Insurance Company of India Overview
3.2.13 Tokio Marine Overview
3.2.14 CGB Diversified Services Overview
3.2.15 Farmers Mutual Hail Overview
3.2.16 Archer Daniels Midland Overview
3.2.17 ICICI Lombard Overview

4 Market Competition Pattern

5 Product Type Segment

6 End-Use Segment

7 Market Forecast & Trend

8 Price & Channel

9 Market Drivers & Investment Environment

10 Research Conclusion

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This Morning’s money saving expert Martin Lewis recommends Unbiased for finding a financial adviser

Money saving expert Martin Lewis recommends Unbiased to find independent financial advisers on ITV’s This Morning, with Phillip Schofield and Holly Willoughby.

LONDON, UNITED KINGDOM, July 8, 2020 / — Martin Lewis of has recommended as a place to find a good independent financial adviser. Appearing as a guest on ITV’s This Morning, Martin was hosting a Q&A session with Phillip Schofield and Holly Willoughby and made his recommendation while helping a caller with their enquiry about releasing equity in their property. He urged the caller to visit Unbiased to find an independent financial adviser or mortgage broker qualified in equity release, and to ensure that the product was approved by the Equity Release Council.
Offering a fast and smart way to connect with over 27,000 financial advisers, mortgage brokers and accountants, Unbiased has helped over 10 million people to find the unbiased advice they need to make life’s biggest decisions.

Karen Barrett, founder and CEO of Unbiased, said, ‘We’re delighted that Martin has publicly recognised the valuable work we do in helping consumers find the independent advice they need for these major financial decisions. We are called Unbiased because we choose not to work with advisers and companies that are biased in the products they offer to consumers. For this reason, we reject one in every four advisers who try to sign up to our platform. This is real revenue that Unbiased is not willing to take, in order to ensure that consumers get the best impartial advice from professionals who are aligned with our values.’

Karen continued, ‘Besides this assurance of impartiality, Unbiased offers another key advantage for anyone seeking independent advice. Although of course it’s possible to shop around on your own and contact advisers one by one, in practice this can mean a long and frustrating search before you find an adviser who is both suitable and available. At Unbiased we take care of all that, so people can find the perfect adviser often within just a few minutes.’

About Unbiased

Every year, more than 2 million people use Unbiased to find trusted experience and advice to help them make life’s biggest decisions.  Our simple-to-use platform quickly and accurately matches them with financial advisers, mortgage brokers or accountants. Experienced professionals who can offer quality advice, tailored to people’s particular needs and circumstances. 

At Unbiased we’re committed to helping people make difficult financial decisions with confidence – guided by our helpful content, practical guides and handy tools.  All 27,000+ of our professionals are fully-regulated, highly-qualified, and independent of product providers so they are free to offer clear, objective advice.  

Unbiased. Find trusted advice, tailored to you 

Kristina Bell
Unbiased Ltd
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Source: EIN Presswire

CLE Companion and Its Innovative Partnerships Mirror the Changing Landscape in the Legal Industry

Executive Director of CLE Companion

Kristin Davidson

CLE Companion



CLE Companion is transforming an inefficient Continuing Legal Education industry through innovative industry partnerships and technology.

The days when attorneys pay $500 to 1,000 a year to complete their CLE requirement are over.”

— Kristin Davidson, the founder and CEO of CLE Companion

AUSTIIN, TX, USA, July 8, 2020 / — CLE Companion has tapped into the wave of innovation that is “transforming” the legal industry.

That conclusion was reinforced earlier this month when the 2020 Wolters Kluwer Future Ready Lawyer Survey was released.

By interviewing 700 legal professionals across the U.S. and Europe, the highly respected global information services company, found that “disruption caused by the global pandemic will have far-reaching, long-term and structural impact across the legal industry. Amid changes to come, there will also be continuity, and even acceleration, in ongoing legal sector transformation.”

Witness CLE Companion, which is transforming an inefficient Continuing Legal Education industry through innovative industry partnerships and technology.
Specifically, CLE Companion has created partnerships with legal vendors that already provide valuable services to law firms. Those companies recognize that the pandemic has severely impacted the ability of attorneys to travel to a conference or seminar to complete CLE, and have thus responded by providing significantly discounted CLE courses, or in some cases even bundling the services in the CLE content for free to their customers.

“The days when attorneys pay $500 to 1,000 a year to complete their CLE requirement are over,” said Kristin Davidson, the founder and CEO of CLE Companion. “Instead, they can easily go online and complete their CLE requirement at a time and place that is convenient for them.”

Davidson applauded her partners for making CLE more affordable to law firms and their attorneys at a time when they are being severely impacted by COVID-19.

“We are united in helping law firms reduce costs so they can retain their employees and maintain competitive rates for their clients,” said Davidson. “This pandemic a tragedy. But we’ve been able to lessen its impact by transforming an antiquated industry.”

“Meanwhile, our partners are raving to me about how our CLE product is driving sales. All of them are experiencing an uptick in interest in their products and services as well as customer conversions.”

CLE Companion’s innovations don’t stop with its partnerships. The company aims to be the most technologically advanced CLE provider in the industry by creating innovative API functionalities, Credit Tracking and monitoring, as well as a mobile app set to be released this summer.

About CLE Companion
CLE Companion is a fully accredited online continuing legal education provider. Its mission is to bring CLE into the next wave of legal technology. This led CLE Companion to create the most innovative, convenient CLE platform in the industry. Through its goals of quality, service and value, CLE Companion has set the bar for continuing legal education in all practice area. Find out more at:

holt hackney
hackney publications
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CLE Companion

Source: EIN Presswire

gini introduces data enrichment software solution: the fastest way for banks to make full use of their data

Now available via AWS Marketplace, gini’s enrichment technology transforms unintelligible transaction data into clean datasets rich in customer insights.

WANCHAI, HONG KONG, July 8, 2020 / — gini, a Hong Kong fintech that helps banks transform their transaction data into actionable information, today announced the immediate availability of its data enrichment technology on Amazon Web Services (AWS) Marketplace.

gini's solution cleans and structures data in real-time, matching each transaction to a specific merchant, category and location. It is the first data enrichment solution that can be purchased and deployed instantly through AWS Marketplace to any bank's private cloud, without the need for additional infrastructure.

"Currently, banks are dealing with poor quality, unstructured data because their legacy systems are not designed to capture and process data efficiently. And while banks look to fintechs for help, most solutions require off-premise data storage, which is a regulatory nightmare," said gini co-founder Ray Wyand, former vice president of Structured Credit Sales at Citi. "What banks are telling us they need is a quick, fully private data solution that delivers quantifiable results at a low price point. That's what we set out to deliver with this new version of our solution."

The latest gini transaction data enrichment service on AWS Marketplace allows banks to deploy and run the enrichment technology in their private cloud, without the data ever leaving their protection. This also avoids the need for lengthy vendor onboarding and tech stack integration processes that can take years. With a subscription-based pricing model charging for usage only, at a minimum price of US$357 per day, gini's is the lowest priced solution on the market.

"This is another step towards our goal of helping banks deliver digital user experiences that make finance easier for everyone," said Ricardo Mota, Chief Technology Officer at gini. "Our enhanced solution on AWS simplifies the procurement and delivery process for banks from beginning to end. It delivers high quality transaction enrichment up to 27 times faster than building a similar solution in-house. For banks running on the cloud, we can provide our expertise, and help their tech teams start delivering a return on investment quickly.”

Why high quality transaction data matters:

"An estimated 10% of customer calls and in-branch visits are transaction-related queries. The problem is, transaction data in its raw form consists of routing information, holding company names and disparate letters and numbers, making it difficult for both customers and banks to understand," Wyand went on to say.

“Clear, understandable bank transactions are the foundation for better digital customer experiences. Data enrichment has the added benefit of reducing a manual, costly chargeback inquiry process for banks, which can cost as much as HK$1,000 per chargeback," Wyand explained.

There are a wide array of use cases for transaction enrichment. Benefits include:
• Reduced transaction query-related call centre volume and branch visits by up to 10%
• Reduce customer chargebacks
• Faster fraud detection through more transparent transaction data
• Increased customer loyalty through better user experiences and richer personal finance features
• Richer insights for a deeper understanding of consumer behaviour
• More effective marketing with precision-targeted promotions

To learn about how gini's transaction data enrichment can fast-track efficiency and revenue growth, visit AWS Marketplace or

About gini:

Founded in 2016, gini is best known for its award-winning personal finance app, which today empowers 65,000 users to manage their money with ease. In the process of building the app, gini also built a high performing transaction data enrichment engine, with powerful machine learning models trained on more than HK$32 billion worth of transactions across more than 35,000 merchants in Hong Kong.

Now available on AWS Marketplace for instant deployment to any bank’s’ private cloud, gini’s data enrichment technology transforms unintelligible raw transaction data into clear, actionable intelligence that banks use to cut costs, retain customers and generate more revenue. With usage-based billing, gini’s innovative data solution delivers quantifiable results quickly and securely, without the data ever going off-premise. We provide twice as much enrichment coverage, seven times faster, at a minimum price that’s 90% lower than our nearest competitor.

Learn more at

Stephanie Johnson
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Source: EIN Presswire

Ecuador llegó a un acuerdo con el grupo ad hoc de tenedores de bonos para la reestructuración de deuda

NEW YORK, NY, UNITED STATES, July 7, 2020 / — Ecuador ha llegado a un acuerdo prelimimar con un grupo de tenedores de bonos en términos comerciales para la reestructuración de alrededor de USD 17.400 millones de bonos. Los tenedores involucrados en esta negociación, representan a un grupo ad hoc, que representa casi el 50% del total: Dicho resultado, “es positivo” según indicó el Ministro de Finanzas, Richard Martinez, en una rueda de prensa.

El planteamiento central de este acuerdo de deuda es intercambiar 10 bonos existentes con vencimiento entre 2022 y 2030 por tres nuevos bonos con vencimiento en 2030, 2035 y 2040, reduciendo la tasa promedio de cupón a 5.3%, según el comunicado. El plan aún debe ser aprobado por una parte de los tenedores de bonos restantes. La reestructuración de los bonos 2022, 2023, 2025, 2026, 2027, 2028, 2029 y 2030, requieren la aprobación del 66% de los acreedores, mientras que la renegociación del bono 2024 necesita el 75% de la aceptación.

Los nuevos bonos tienen un periodo de pago de capital de 5 años. El capital del Bono 1 se pagaría entre 2026 y 2030, del Bono 2 entre 2031 y 2036, y del Bono 3 entre el 2036 y 2040. Es decir, no se espera hasta el último año para pagar la totalidad de los nuevos bonos.

El pago del 75% de la deuda (USD 12.066 millones), se aplazó hasta después del 2030. Con respecto al pago de los intereses, se harán pagos anuales con distintas tasas cada año. La tasa de interés asociada a estos pagos seria entre 5.2% y 5.5%.

Primer gran avance hacia el 15 de agosto

Se espera que este acuerdo sea el paso final de un proceso que comenzó el 24 de marzo de 2020 cuando Ecuador lanzó una solicitud de consentimiento para diferir los pagos de intereses que vencen entre el 27 de marzo y el 15 de julio de 2020 , fijando como fecha límite de los acuerdos el 15 de agosto de 2020.

El país necesita las aprobación y el apoyo de la mayor parte de los tenedores de bonos para completar con éxito este paso final.
Si se aprueba esta propuesta, Ecuador obtendrá un alivio significativo de liquidez para enfrentar la crisis actual, y la deuda externa será sostenible en el mediano plazo y podría allanar el camino para lograr un crecimiento económico duradero.

Puedes leer este informe en PDF aquí

Las expectativas del gobierno son: 1. Un alivio sustancial de la deuda que supere los USD 10 mil millones en los próximos 4 años y USD 6 mil millones más entre 2025 y 2030; 2) una reducción del 42% de la tasa promedio de cupones contractuales de Ecuador a 5.3%; 3) una duplicación de la longitud de la curva de rendimiento de 10 a 20 años; y 4) un recorte del 9% del Valor nominal de la deuda.

Magnitud del alivio

Gracias a la renegociación, se tendrá de un alivio del pago de deuda externa por USD 16.452 millones durante los próximos diez años, al menos USD 11.000 millones hasta 2025 y el resto hasta 2030. Este año no se pagará nada más de lo ya desembolsado, ahorrando así USD 1.361 millones. En el 2021 se desembolsará USD 79 millones por interés.

Asimismo, se duplicará el plazo de la deuda existente. En este sentido, el vencimiento de los bonos pasara de un promedio ponderado de 6,1 años a 12,7 años.

Por parte de la tasa de interés, el ministro indicó que se reduciría de 9,2% a 5,3% en promedio. La tasa de interés actual más alta es de 10,75%, mientras que con la reestructuración las tasas de interés irán desde 0% a un máximo de 6,9%. Finalmente, se ampliará el periodo de gracia por 5 años de gracia en el capital.

Visto bueno desde el Fondo Monetario Internacional

Gerry Rice, portavoz del Fondo Monetario Internacional (FMI), dijo que la reestructuración de los bonos globales de Ecuador "está progresando de manera oportuna y constructiva". Esta apreciación surge del acuerdo preliminar alcanzado por las autoridades ecuatorianas y un gran grupo de acreedores, dijo Rice.

El Ministro de Finanzas, Richard Martinez, aclaró que este proceso de renegociación de bonos no cancela ni sustituye las negociaciones de financiamiento con China, con que el país obtendría USD 2400 millones, y tampoco sustituirían los préstamos del FMI.

La garantía de que este plan de pago se pueda cumplir es la responsabilidad fiscal, si el país mantiene el orden y la consolidación fiscal. Los intereses negociados en 2020 suman USD 911 millones, los cuales serán cancelados en el 2026 en cinco partes de USD 182 millones cada una.

El Valor Presente Neto de la deuda a una tasa de descuento de 12% es de 47.6%, el descuento obtenido seria 52.4%. El Valor Presente Neto incluyendo los intereses no pagados llega a un 49.8%, con un 50.2% de descuento obtenido, incluyendo los intereses. En términos nominales, de USD 17.375 millones a USD 15.835 millones, el país tendría un descuento del 9.2%, un recorte de USD 1.540 millones.

Las autoridades ecuatorianas seguirían trabajando para cubrir las necesidades de financiamiento (6% del PIB), a través de las multilaterales, como gobiernos (China) y otras fuentes que se puedan conseguir en el futuro. También seguirá trabajando en la deuda interna.

Fabiano Borsato
Torino Capital LLC
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Source: EIN Presswire

Ecuador reaches agreement with ad hoc bondholder group to restructure debt

NEW YORK, NY, UNITED STATES, July 7, 2020 / — In principle, Ecuador has reached an agreement with an ad hoc group of bondholders on the commercial terms to restructure around USD 17.4bn in the country’s bonds.

The main plan of this debt deal is to exchange ten existing bonds maturing between 2022 and 2030 for three new bonds due in 2030, 2035, and 2040, reducing the average coupon rate to 5.3%, according to a statement by the Minister of Finance, Richard Martínez. The plan still needs to be approved by part of the remaining bondholders. The 2022, 2023, 2025, 2026, 2027, 2028, 2029, and 2030 bonds require 66% of creditors' approval, while the 2024 bond renegotiation process needs 75% of adherence.

The new bonds present a principal payment period of 5 years. The principal of Bond 1 would be paid between 2026 and 2030, Bond 2 between 2031 and 2036, and Bond 3 between 2036 and 2040. In other words, the Ecuadorian State does not have to wait until the last year to pay all of the new bonds.

In this regard, Ecuador's government was able to postpone the payment of 75% of the debt (USD 12,066 million) until after 2030. Regarding the payment of interest, these will be annually and at different rates every year. The interest rate associated with these payments would be between 5.2% and 5.5%.

The first significant progress towards August 15th

This agreement is expected to be the final step in a process that began on March 24th, 2020, when Ecuador launched a consent solicitation to defer interest payments due between March 27th and July 15th, 2020, to August 15th, 2020.

The country needs the approval and support of a broader community of bondholders to consummate this final step successfully.

If this proposal is approved, Ecuador will get significant liquidity relief to face the current crisis, and the external debt will be sustainable in the medium term, which will pave the way for strong and long-lasting economic growth.

The government's expectations are: 1. obtain a substantial debt relief exceeding USD 10bn over the next four years, and USD 6bn more between 2025 and 2030; 2) a 42% reduction of Ecuador's average contractual coupon rate to 5.3%; 3) to double the length of the yield curve from 10 to 20 years, and 4) achieve a nominal haircut of 9%.

The magnitude of relief

Thanks to the renegotiation process, there will be a relief of the payment of external debt for USD 16,452 million over the next ten years, at least USD 11,000 million until 2025 and the rest until 2030. This year, nothing more will be paid than what has already been disbursed, thus saving USD 1,361 million. In 2021, USD 79 million will be disbursed for interest.

Regarding the term, the period for the existing debt will be doubled. In this sense, the maturity of the bonds will go from a weighted average of 6.1 years to 12.7 years.

Regarding the interest rate, the Minister indicated that it would decrease from 9.2% to 5.3% on average. The highest current interest rate is 10.75%, while with the restructuring process; the interest rates will go from 0% to a maximum of 6.9%. Finally, the grace period will be extended by five years for capital.

The International Monetary Fund's approval

Gerry Rice, a spokesperson for the International Monetary Fund (IMF), said that the restructuring process of Ecuador's global bonds "is progressing in a timely and constructive manner." This appreciation arises from the agreement in principle reached by the Ecuadorian authorities and a large group of creditors, Rice said.

The Minister of Finance, Richard Martinez, clarified that this bond renegotiation process does not cancel or replace the country's financial negotiations with China, with which the country would obtain USD 2.4 billion at 6% and a 9-month grace period, and would not substitute the IMF loans either. The bondholders involved in this negotiation is an ad hoc group representing almost 50% of the total, which is positive, said the Minister during a press conference.

The guarantee that this payment plan can be fulfilled is fiscal responsibility if it maintains fiscal order and consolidation. Interest negotiated in 2020 totals USD 911 million, which will be paid in 2026 in five parts of USD 182 million each.

The Net Present Value of the debt at a discount rate of 12% is 47.6%, the discount obtained would be 52.4%. The Net Present Value, including unpaid interest, reaches 49.8%, with a 50.2% discount obtained, including interest. In nominal terms, from USD 17,375 million to USD 15,835 million, the country would have a 9.2% discount, almost USD 1.7 billion.

The country will continue working to cover financial needs (6% of the GDP), through multilateral agencies, such as governments (China) and other sources that may be obtained in the future. It will also continue to work on domestic debt.

You can also read this report in PDF version here

Fabiano Borsato
Torino Capital LLC
+1 212-661-2400
email us here

Source: EIN Presswire

2020 Georgia Legislative Policy Forum Begins July 15 With Opening Keynote Betsy DeVos

Betsy DeVos opens the 2020 Georgia Legislative Policy Forum with "An Education Conversation." Register today to attend via Zoom

Betsy DeVos opens the 2020 Georgia Legislative Policy Forum with “An Education Conversation.” Register today to attend via Zoom

The Foundation is grateful for the support of the Forum's Presenting Sponsor, AT&T.

The Foundation is grateful for the support of the Forum’s Presenting Sponsor, AT&T.

The Foundation is grateful for the support of the Forum's Platinum Sponsors, Verizon and the Walton Family Foundation.

The Foundation is grateful for the support of the Forum’s Platinum Sponsors, Verizon and the Walton Family Foundation.

Eight Sessions. Eight Think Tanks. One Venue. No Charge.

One legislative leader described the Georgia Legislative Policy Forum as “the opening shot” to the session, and for good reason: It’s the engine that revs up commonsense policy for Georgia.”

— Georgia Public Policy Foundation

ATLANTA, GEORGIA, USA, July 7, 2020 / — The 2020 Georgia Legislative Policy Forum, described as “the opening shot” to the Georgia legislative session, takes a new and exciting format this year as the state and the nation cope with COVID-19.

Held since 2010 as a daylong, in-person event, the Forum's format has been reshaped after the state’s response to the pandemic included a limit on the size of public gatherings. This year, a series of six sessions and two keynote speeches over eight weeks begins July 15. Each will be a live-streamed webinar on Zoom and available at no charge to the public and media.

The Forum brings state and national experts from the private sector and public policy arena to highlight the opportunities in innovation and transformation that Georgia's leaders can embrace. In an acknowledgment to the challenges families face because of the pandemic, the July 15 opening keynote is “An Education Conversation” with U.S. Education Secretary Betsy DeVos, followed on July 21 by an education panel discussion.

Appropriately, the theme for the 2020 event is “Wisdom, Justice, Adaptation,” a play on Georgia’s motto: “Wisdom, Justice, Moderation.” Six weekly sessions will tackle Education, The Budget, Land Use and Transportation, The Economy, Housing, and Healthcare.

Speakers include economist Stephen Moore, "uber-geographer" Joel Kotkin of, legislative leaders and experts from eight think tanks across the nation. The 2020 Georgia Legislative Policy Forum is a must for Georgia policymakers and legislators, candidates and citizens interested in practical, commonsense lessons for success in the state.

July 15: "An Education Conversation," with Betsy DeVos, U.S. Education Secretary (Opening keynote)
July 21: Session 1 – Opportunities for Education Adaptation
July 28: Session 2 – Budget Calisthenics
August 4: Session 3 – The Changing Views of Land Use and Transportation
August 11: Session 4 – The Economy: Effects and Expectations
August 18: Session 5 – Affordable Housing or Housing Affordability?
August 25: Session 6 – Healthcare: The Diagnosis, The Prognosis
Closing Keynote TBA

These sessions are open to the public and media, and are offered on Zoom at no charge. Registrants must have a verified Zoom account.

One legislative leader described the Georgia Legislative Policy Forum as “the opening shot” to the legislative session, and for good reason: It’s the engine that revs up commonsense policy for Georgia.

Read more about the 2020 Georgia Legislative Policy Forum here.

For sponsorship opportunities, contact Kennedy Atkins at 404-256-4050 or

About the Georgia Public Policy Foundation: Established in 1991, the Georgia Public Policy Foundation is a trusted, independent resource for voters and elected officials. The Foundation provides actionable solutions to real-life problems by bringing people together.

Benita Dodd
Georgia Public Policy Foundation
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Source: EIN Presswire

Apollos University Announces Middle States Accreditation Candidacy

Dr. Scott Eidson, Apollos University President

Dr. Scott Eidson

MSA_CESS Accrediting Commission


Apollos University Logo

Apollos University Logo

Apollos University Announces Middle States Accreditation Candidacy for the Certificates Offered by Apollos

As the terms national and regional accreditation are removed, it is important that all institutions align ourselves with accreditors that support our missions and the goals of the students we serve.”

— Dr. Scott Eidson

GREAT FALLS, MT, UNITED STATES, July 7, 2020 / — Apollos University is proud to announce that the Middle States Association Commissions on Elementary and Secondary Education (MSA-CESS) has approved Apollos as a candidate for accreditation for the professional development, certificate programs. Apollos is currently institutionally accredited by the Distance Education Accrediting Commission (DEAC), recognized by CHEA, and is approved to operate in all 50 states via state authorizations.

Need an accredited degree but your professional or personal life makes traditional programs impractical? Have a degree, but need short term, career advancing credentials? Apollos University is your solution. Besides advancing careers through degrees from the associate to the doctorate level, Apollos University also offers bachelor level, graduate, and post-graduate certificates in business and information technology. You can complete your chosen degree or certificate completely online from a distance or take our hybrid classes at the Great Falls, Montana location. All classes in each certificate program are credit bearing and can be transferred into a degree program.

Of the candidacy announcement Dr. Scott Eidson, President of Apollos University, stated “As we know, the COVID-19 situation has changed everything. As America goes back to work, employers are looking for candidates who have invested in themselves and advanced their knowledge and skill sets. And, per the U.S. Department of Education’s ruling, starting July 1, 2020, the face of accreditation is changing and the perceived differences between national and regional accreditation fall away, it is important that all institutions align ourselves with accreditors that support our missions and the goals of the students we serve. It is therefore a privilege and an honor to announce that Apollos is constantly working to meet additional standards of quality assurance and provide the best possible credentials for its current students, our diversified and growing alumni, and our future stakeholders.”

To learn more about how you can earn an Apollos University certificate and advance your career and leadership skills, visit Apollos and engage our team in a live chat. Or you can email to begin the conversation and find out how Apollos can be the gateway to your future!

Dr. Paul Eidson
Apollos University
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Source: EIN Presswire


It is a tremendous honor and privilege for me to work with such outstanding men and women who serve our country.”

— Patty Steinbock

LAS VEGAS, NEVADA, USA, July 7, 2020 / — Patty Steinbock is a one-of-a-kind, hard-working, thoughtful and meticulous Real Estate agent with Realty One Group in Las Vegas, Nevada. She was born in Detroit, Michigan, and graduated from Rosary High School. She enrolled at Eastern Michigan University where she majored in Special Education for the emotionally disturbed.

Patty was recruited as a teacher and moved to Las Vegas where she raised her two daughters, Dawn and Danielle. Her father, Dr. Joseph Rowe served as a Corpsman in the US Navy during WWII and her brother, Joseph III was an Officer in the Army. She also has a nephew who served as Captain in the United States Marine Corps.

Because Las Vegas is home to Nellis Air Force Base and Creech Air Force Base, Patty felt that it was imperative to maintain her Military Relocation Professional (MRP) Certification from the National Association of Realtors® in order to fully understand the PCS process, the urgency of Military moves, the VA loan and the importance of Veterans and Active-Duty families having a qualified, knowledgeable and considerate Realtor to work with. She says, “We have over 10,000 Veterans here and thousands of Active-duty Military members. We also have very beautiful homes that they can buy with 0% down utilizing their VA loan. I believe it is essential for MRP’s to reach out to the younger service members who are either living on-base or renting a house or apartment. They have the opportunity to purchase a home and start building wealth for their future. Many of them do not know all of the advantages that the VA loan entitles them to. Also, they often believe that they will only be at a duty station for 2 or 3 years, so they don’t want to buy a house, thinking that they won’t be here for very long. However, if they did buy a house and then had to relocate, they could either sell it and retain the equity, or they can rent it out and use that money to pay the mortgage for the next home they buy with their VA loan. I would be there every step of the way, guiding them through the process and offering them expert advice as to what the housing market dictates.”

The very first home Patty sold was to a family from England, where the father served in the British Armed Forces. He was stationed at Creech Air Force Base and wanted to bring his family ‘across the pond’ where they would be in a nice home in a nice neighborhood and his kids could be in a good school district. Because Patty is thoroughly familiar with all of the local interests that Military homebuyers usually are not aware of, she was able to close with him, and he and his entire family were extremely grateful that Patty was referred to them.

To further her education and knowledge about how to better assist and advise Veterans and their families, Patty received a designation from the Veterans Association of Real Estate Professionals (VAREP). She also has her Military & Veterans Housing Certification (MVHC). "It’s a tremendous honor and privilege for me to work with such outstanding men and women who serve our country with the highest level of integrity known. Their families serve with them. There are thousands of American Military families stationed overseas who can’t come home for the holidays. When they do arrive in Las Vegas to serve at Nellis or Creech Air Force Base, I want them to feel welcome and at home. I will do anything in my power to meet their specific, individual needs. The much-overlooked group are the VETS themselves. Some feel that their Certificate of Eligibility is no longer valid. Fortunately, that is not the case. Once earned, it never disappears. Even if they've used it, once the home is resold, they get back the benefit. I've even helped Seniors get loans with zero money down. They had no idea it was still possible."

This is why Patty teamed up with several lenders in Las Vegas. They specialize in helping Veterans no matter how young or old. They work together as a team to serve those that have served our country. She also volunteers with “Blue Star Moms”, which is a sewing group in Henderson, Nevada, who work all year long to make approximately 1200+ Christmas stockings. "At our stocking event, we fill them, pack them, and ship them. Bed Bath and Beyond is a huge sponsor for us here in the Western USA. We send them to every airman, marine, soldier, sailor, and coast guardsman that is deployed. (that we know of, and also to our own children/family on US bases. The addresses we get depend on members giving us the names. Deployed addresses are private and protected and not public. We not only send them to the individual but their entire group."

Las Vegas is a thriving community of proud homeowners who live quality lives in great neighborhoods such as Summerlin, Green Valley, and Anthem. Patty says, “Of course, everyone knows about the Vegas Strip, the casinos and the 24/7 town that never sleeps, but what they don’t know is that there are thousands of people here who live in areas that have nothing to do with that unique lifestyle. We have great schools, theaters, shopping centers, golf courses, restaurants, and bookstores too!”

Aside from specializing in the housing needs of the Military and their families, Patty also enjoys working in the area of Luxury Homes, Golf Course Communities, Investments, New Homes, Relocation, Retirement, Active Adult, and Vacation Homes.

Patty Steinbock
Realty ONE Group, Inc
+1 702-592-4777
email us here
Visit us on social media:

Source: EIN Presswire

Evia Launches Evia®Platform 2.1 – A New and Upgraded Virtual Event Platform for Virtual and Hybrid Events

Evia logo

Leaders in Digital Events for 27 years


Evia®Platform Experience

PNW based Evia launches its upgraded virtual event platform Evia®Platform 2.1 to serve Enterprise and Small Business demands.

With Evia®Platform 2.1, we prioritized engagement, flexibility, ease-of-use and ROI for attendees and planners in direct response to our customer requests.”

— Hilary Laney, CEO, Evia Events

SEATTLE, WA, USA, July 7, 2020 / — Evia, a 27-year-old digital event company released its upgraded virtual event platform Evia®Platform 2.1. This new release augments existing features and elevates networking, user experience, sponsorship and communication competencies of virtual events.

“With Evia®Platform 2.1, we prioritized engagement, flexibility, ease-of-use and ROI for attendees and planners in direct response to our customer requests,” said Hilary Laney, CEO, Evia Events.

Notable feature updates of Evia®Platform 2.1 that closely replicate live events and deliver event success are as below:

• Personalization and Branding – The updated platform now has more options and space for planners to brand and customize their events in accordance to their event goals. More brandable areas and image options translates into more customization flexibility for planners.

• User-experience – The seamless design, ergonomics and usability of the platform ensure an exemplary experience for your attendees.

• Sponsorship Capabilities – The new release provides ample opportunities from the ROI perspective. Video bumpers and sponsorship options at ingenious locations attract sponsors to your event.

• Networking – Updated and scalable moderated chats and polling options are tools designed to heighten engagement at your events.

• Registration – Our integration with registration platforms gives you the opportunity to not only host paid events but also collect guest data and convert them into leads.

• Analytics – Strategize and plan your event content better with analytics. We provide viewership, demography and watch-time reports for your events and sessions.

We are upgrading the Evia®Platform with new feature releases every month. Contact for a personalized demo of our enhanced virtual event platform.

Team Evia
Evia Events
+1 206-413-8122
email us here
Visit us on social media:

Source: EIN Presswire