AI & Financial Stability: The Bank of England warned that AI-fueled investing and borrowing could amplify market volatility and cyber risk, even as it said the banking system remains resilient. Central Banking Leadership: Fed reform task forces got a new look as Chairman Kevin Warsh named a mix of foreign and Obama-era central bank figures to oversee changes. Payments Regulation: South Africa’s Prudential Authority pushed for an overhaul of payments rules as non-bank players enter the ecosystem, arguing incumbents want a “fair” system that won’t leave them on the back foot. Open Banking Costs: A U.S. op-ed says big banks are moving to charge data aggregators for access, potentially raising costs for budgeting and payment apps used by families. Crypto & Market Moves: Bitcoin held near $64K after a chip-led rally, while XRP broke above $1.10 on strong volume; Polymarket also sought U.S. approval for margin trading. Banking Fraud & Sanctions: A Hawaii case alleges crypto was used to evade Iran sanctions, while U.S. sanctions targeted an Iranian financier and exchange houses tied to sanctioned banks. Banking Security: Albania’s cyber authority warned of phishing impersonating banks and postal services; Fiji’s BSP urged customers to verify suspicious sites. Banking Business: Swift is set to pilot a 24/7 tokenized-deposit ledger with major banks, and Kraken plans to relaunch its app with autonomous AI trading agents. India Banking & Deposits: India’s finance minister will meet public sector banks on FCNR(B) deposit mobilisation as RBI incentives aim to pull in more foreign-currency funding. Consumer Banking: In Guyana, Banks DIH closed its “Crown the Road” promotion, awarding a $5.5m SUV to a contest winner. Bank Failures: The OCC permanently closed Kentland Federal Savings and Loan Association; FDIC said insured depositors were transferred with no customer loss.