Surviscor's 2018 Canadian Mobile Banking Rankings

Scotiabank provides the Best Mobile Banking Experience for Canadians according to 2018 Surviscor Rankings

OAKVILLE, ONTARIO, CANADA, June 21, 2018 / — Scotiabank provides the best overall mobile banking experience in the Canadian digital banking landscape according to Surviscor's 2018 Canadian Mobile Banking scorCard Review. Scotiabank jumped 2 spots from 2017 dethroning CIBC and pushed National Bank down to 3rd. TD Canada Trust has the worst showing of the five major Canadian banks finishing in 15th place.

2018 Surviscor Mobile Banking Rankings

1 Scotiabank 88.5%
2 CIBC 84.6%
3 National Bank 78.7%
4 Desjardins 69.1%
5 RBC Royal Bank 69.0%
6 Tangerine 66.9%
7 Conexus Credit Union 60.7%
8 Simplii Financial 60.3%
9 BMO Bank of Montreal 59.1%
10 Coast Capital Savings 57.3%
11 ATB Financial 55.7%
12 Meridian Credit Union 55.1%
13 Alterna Bank 54.1%
14 Vancity 52.3%
15 TD Canada Trust 51.9%
16 Blueshore Financial 49.2%
17 Manulife Bank 47.3%
18 Alterna Savings 47.1%
19 EQ Bank 46.5%
20 Motive Financial 43.9%
21 HSBC 30.3%

Learn More about each company's results by clicking here.

The scorCard Review, now in its 10th year, is the most comprehensive analysis in North America providing an impartial assessment of the overall mobile-based customer experience at Canadian banking institutions. "It hasn’t been a busy look and feel year for most Canadian banks; however we are seeing improving scale within the banking applications” said Glenn LaCoste, President of Surviscor Inc. “Canadians are very fortunate to have some of the best financial service digital experiences in the world and so many choices to consider. We congratulate Scotiabank and the other top firms on their accomplishments and strong mobile device customer experience” added Mr. LaCoste.

Surviscor’s proprietary scorCard methodology measured 2700 objective usage-related criteria questions and reviews each firm by 5 independent categories, each weighted according to industry importance through direct feedback with industry firms.

For further information on the main categories, results and more detailed analysis on the firms reviewed, visit, contact Surviscor at 1-866-299-7267 or email

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About Surviscor Inc.
Surviscor is a North American leader in the analysis and ranking of Canadian digital customer experiences provided by service firms. Surviscor's popular digital brokerage and banking reviews are powered by its proprietary scorCard methodology, identifying the BEST and WORST digital customer experiences. All studies and analyses serve as industry benchmarks for consumers and industry participants by identifying digital offerings considered to be leading-edge as compared to the industry standard.

Contact Information
Surviscor Inc.
Mr. LaCoste
(416) 993-1246 mobile or 1-866-299-7267

Glenn LaCoste
Surviscor Inc.
email us here

Source: EIN Presswire

Tattoo Ink Made Of Elvis Presley's Hair

For true fans, getting to prove their love for the KING, is possible in an eye-opening, and maybe even shocking new way.

What a mess it would be, for example, if we received some hair from Justin Bieber from a non-authorized person, like his barber, and we manufacture a 'Justin Bieber Tattoo Ink' out of it!”

— Andreas Wampl, Founder of SKIN46

BUCHS, SG, SWITZERLAND, June 21, 2018 / — Swiss start-up SKIN46 brings this to life, by giving the chance to have a tattoo made with the biogenic material of Elvis Presley or any other living Celebrity Star.

Many fans would jump at the chance to have a part of Elvis under their skin forever? And show the world who one of his, clearly, most dedicated fans certainly is? Being connected with the King of Rock & Roll is now possible. In a way, nobody would probably ever expect.

Swiss start-up SKIN46 has developed a method of creating a safe, totally hygienic, high-quality tattoo ink by breaking down hair into pure personal carbon. All an interested party would need is a small piece of the King's hair.

Welcome to the next level of artist appreciation, where The King becomes a part of the fan for the rest of their life! And the newly tattooed person also ends up having one of the world's most interesting conversation pieces.

Swiss company SKIN46 makes it clear this is quite serious, and each customer must undersign, that they are empowered to send in the hair of loved one or the person or pet they want to have them put under their skin.

“We will take the care to validate every entry ourselves,” commented Andreas Wampl, Founder of SKIN46. “What a mess it would be, for example, if we received some hair from Justin Bieber from a non-authorized person, like his barber, and we manufacture a 'Justin Bieber Tattoo Ink' out of it! The person doing it could make a fortune. So, we had to establish secret-service like tools to avoid this kind of problem!”

Anyhow – getting a loved one under your skin is now quite possible. Celebrity or not. A brother, father, mother, significant other, or even pet all qualify. The Revolution goes live on June 22nd, 2018 on Kickstarter.

Andreas Wampl
email us here

SKIN46 Launches Kickstarter Debuting Tattoo Ink Made From Human Hair

Source: EIN Presswire

Los ETPs representan una alternativa a la Bolsa de Valores

Los ETPs permiten bursatilizar gran variedad de activos subyacentes. La versatilidad de estos instrumentos ofrece soluciones de capitalización a las PyMEs.

MIAMI, FLORIDA, UNITED STATES, June 21, 2018 / — FlexFunds, empresa que en 7 años ha logrado titulizar activos en más de 30 países, es un estructurador de vehículos de inversión versátiles que permiten bursatilizar activos subyacentes de manera generalmente más rápida y eficiente que los bancos. Estos activos pueden ir desde bienes inmuebles hasta obras de arte, y además de mantener rendimientos y eficiencias fiscales, preservan tanto la confidencialidad, como la seguridad de los inversionistas.

Los Exchange Traded Products (ETPs) son vehículos de inversión personalizados para instituciones financieras, firmas asesoras de grandes patrimonios y gestores o manejadores de fondos de inversión.

“La ventaja del esquema de bursatilización es que se logran democratizar las inversiones. A través del trabajo con gestores, bancos e instituciones financieras, se logra no sólo la protección en la gestión de los activos, sino también la creación de productos y canales de inversión customizados que permiten el acceso a inversores dentro y fuera del país, con una mayor velocidad de implementación y menores costos”, explicó Mario Rivero, CEO de FlexFunds.

Tan sólo en el 2017 este mercado creció un 18% a nivel mundial. En Latinoamerica la experiencia ha resultado muy positiva para la compañía, pues los activos que ha bursatilizado además de ser muy variados, han dado importantes resultados. Por ello, la consolidación de FlexFunds en la región servirá como una fuente de acceso a estrategias de inversión y financiamiento de capital global para las pequeñas y medianas empresas, que de otra manera no tendrían la posibilidad de emitir una deuda directamente en la bolsa.

“Colaboramos con las instituciones financieras, gestores de activos y family offices, creando eficiencias y ampliando su acceso a las estrategias de inversión a nivel mundial con vehículos eficientes, distribuibles y rentables como los ETPs, que pueden ser listados en la bolsa”, explicó Rivero.

Para más información, por favor visita:

Sobre FlexFunds
Con más de US $3.0 mil millones de dólares en activos titulizados y presencia en América, Asia y Europa, FlexFunds es un líder reconocido en la estructuración de vehículos de inversión personalizados para instituciones financieras, administradores de activos, fondos de cobertura y oficinas familiares. A través de su robusto y versátil programa de titulización de activos, FlexFunds permite la creación de estrategias de inversión eficientes, expandiendo el acceso a los inversores internacionales.

Cecilia Bavio
email us here

Source: EIN Presswire

Chainium announces Partnership with O-Mobile

CEO of Chainium

Built to connect businesses directly to investors and simplify the trading of shares. Designed to democratise equity in developed and developing markets.

Whilst our own equity blockchain caters for all private and public businesses, we continuously seek further opportunities to expand our partner model.”

— Sascha Ragtschaa CEO Chainium

VADUZ, LIECHTENSTEIN, June 21, 2018 / — Equity markets and capital raising are in the early stages of a fundamental paradigm shift. New technology and greater demands for fairness and transparency are driving businesses and investors to look for alternatives. Chainium are determined to deliver a real and viable alternative supported by a revolutionary blockchain infrastructure and they already have significant support from the business sector.

O-Mobile Multimedia is one such supporter. O-Mobile have recently secured $10m in funding from a Swiss based NGO to promote the digital economy in Africa. This will allow them to provide a range of financial services to over 500,000 SMEs and deliver digital economy training from over 1,200 O-Mobile Digital Business Academies currently being set up across Nigeria. Chainium have recently agreed to become O-Mobile’s official business partner for equity capital-raising and shareholder services.

The opportunity to work with O-Mobile is incredibly exciting for Chainium and their stated intent to democratise equity. O-Mobile provides the perfect partner in a developing economy, and perfectly fits Chainium’s vision for the future of global equity markets. The SMEs in O-Mobile’s network represent Chainiums’s future business clients and will begin the onboarding process as early as July.

O-Mobile are excited to partner with Chainium and be one of the first to take advantage of the new equity market offering. The Chainium platform will be recommended to SMEs in Nigeria and across Africa and will be used to for both capital raising and shareholder management. Having the ability to raise capital through secured investment is something currently out of reach of most businesses, let alone those in developing countries such as Nigeria which is a real growth hub in Africa.

O-Mobile will provide Chainium access to a huge number of SMEs who have been qualified and undergone due diligence and Chainium will provide a democratic equity solution in an exciting and emerging market.

Chainium CEO Sascha Ragtschaa:
“Whilst our own equity blockchain caters for all private and public businesses, we continuously seek further opportunities to expand our partner model. We see Africa as a key strategic market for us and we will continue to seek opportunities across other emerging and established markets.”

O-Mobile CEO Benjamin Aduli:
”Along with our recent digital banking partnership, this represents a truly unique opportunity to deliver financial products and services to our growing market. We are elated to be partnering with Chainium and to be at the forefront of this change in capital raising.”

For more information on Chainium, the team and its all-star advisers please visit

For more information on O-Mobile please visit

Davin Broadbent
Proven Marketing Ltd
email us here

Introducing the worlds first dual equity blockchain

Source: EIN Presswire

MAFAZO Is Now Ignyte Assurance Platform

Decision Comes After Company Takes a New Direction as It Orients Itself Primarily as a Risk Management Product Company.

Our new name emphasizes our commitment to our vision and reminds us to deliver on our promises through automation.”

— Max Aulakh

DAYTON, OHIO, U.S, June 21, 2018 / — Ignyte Assurance Platform
Ehron Ostendorf
(937) 361-3198

Dayton, Ohio: MAFAZO LLC changes name to Ignyte Assurance Platform (Ignyte). MAFAZO rebranded to Ignyte Assurance Platform (IAP) as the company refocuses from being a services company to providing industries’ first cyber assurance product platform.

“Our new name emphasizes our powerful expertise in cybersecurity engineering and our approach to building long-term service engagements as a trusted partner,” said Max Aulakh, President of Ignyte. “It articulates our commitment to our vision and reminds us to deliver on our promises through automation.”

The name change is effective immediately. The company chose “Ignyte Assurance Platform” after working closely with a Chief Marketing Officer and several key customers to develop its name. Ignyte is dedicated to providing its clients with an advanced cyber security assurance product and the name change reflects this transition.

“We had multiple, fantastic discussions with CEO of Ignyte as we tethered together ideas on how to help with existing Federal Regulations for researchers and clinicians that the ACMG supports,” said Dr. Bruce Bowdish.“Ignyte pushed the organizational changes needed to comply with fast-changing cybersecurity missions while likewise providing the underlying ‘engine’ needed to power efficient data management and reporting capabilities.”

Since the inception of the company, MAFAZO has been delivering high-end services engagements such as cyber systems integration, custom cyber product development, assessments and penetration testing for prestigious firms such as Department of Defense, Dell and many others.

The transition allows the company to regain its strength and focus on its highest and best use in providing an advanced cybersecurity software assurance product to its existing customers while gaining new customers.

This decision
• Reflects the company’s new direction
• Announces the change of focus from services to a product
• Revisions and redefines the company’s purpose

About the Company: Ignyte Assurance Platform is a leader in collaborative security and integrated GRC solutions for global corporations. Max Aulakh founded Ignyte Assurance Platform in January 2012 as “MAFAZO LLC.” MAFAZO established a strategic contract relationship with the U.S Department of Defense Agencies at a very early stage of the company. After that, the company rocketed forward as Ignyte Assurance Platform.

Max began expanding the Ignyte team, which is comprised of multidisciplinary professionals from diverse backgrounds. Ignyte later performed cyber service engagements for global organizations and many are transitioning to the Ignyte Platform.

Today, Ignyte orients itself primarily as a risk management product company. Ignyte provides military grade software that makes compliance effortless, which assists with data collection, analysis, and helps streamline processes across multiple security frameworks at once. To find out all that we do, follow the link Ignyte Assurance Platform’s website.

Ehron Ostendorf
Ignyte Assurance Platform
(937) 361-3198
email us here

Source: EIN Presswire

Analytics 4 Life Selects Massey Consulting as Technology Partner in ERP Implementation

Digital health leader, Analytics 4 Life, selects Massey Consulting as its technology partner to successfully implement a cloud-based ERP software.

RALEIGH, NC, NC, UNITED STATES, June 21, 2018 / — Massey Consulting, a leading accounting software technology firm announced that they have been selected by digital health leader, Analytics 4 Life, to successfully implement cloud-based accounting software, Sage Intacct.

Analytics 4 Life is dedicated to transforming healthcare with a proprietary method of cardiac imaging that employs artificial intelligence, cloud computing, and digital technologies. Analytics 4 Life is headquartered in Toronto with an office in Research Triangle Park, NC.

A change in the company’s financial accounting system was necessitated by their rapidly changing business needs. With its multiple locations and fast-paced growth, Analytics 4 Life was pushing the limits of its on-premise accounting system.

“Our recent announcement of expanding our clinical program to China made it very apparent that we needed an accounting solution that could easily scale with our growing business,” said Nicholas Leb, Vice President and CFO of Analytics 4 Life. “Analytics 4 Life requires robust reporting, multi-currency and multi-entity capabilities, and the ability to consolidate all financials, all of which Sage Intacct provides.”

Massey Consulting will work with Analytics 4 Life from the discovery process through the implementation of Sage Intacct to transition its financial accounting and reporting system to the cloud. “Analytics 4 Life will greatly benefit from its move to a cloud-based solution,” explained Philip Massey, CPA and President of Massey Consulting. “An automated, customizable financial management system like Sage Intacct will give Analytics 4 Life the flexible reporting capabilities it needs.”

About Analytics 4 Life

Analytics 4 Life is pioneering digital health using artificial intelligence to develop a completely new form of medical imaging. With an initial focus on coronary artery disease, Analytics 4 Life is advancing a novel, radiation-free, and exercise-free cardiac imaging technology aimed at improving existing care pathways. Analytics 4 Life is based in Toronto with U.S. headquarters in Research Triangle Park, NC. For more information, visit

About Massey Consulting

Massey Consulting, located in Raleigh, NC, is a full-service consulting firm that specializes in various implementations and integrations of accounting software. Massey Consulting often integrates front-end operations management systems with back-end financial software, like Sage Intacct or Dynamics GP, to create a seamless business management tool. The Massey team is comprised of technology consultants that have experience as accountants, controllers, and information systems experts. Recognized as a Microsoft Gold Partner and Sage Intacct Premier Partner since 2013, Massey Consulting serves over 100 clients across the United States, Canada, and Australia. To learn more, visit

Jelena Subasic
Massey Consulting
email us here

Source: EIN Presswire

Soft Robotics Awarded as Technology Pioneer by World Economic Forum

Soft Robotics Apple Handling

Soft Robotics SuperPick System

World Economic Forum on Thursday announced its selection of the world’s 61 most promising Technology Pioneers 2018, the most diverse class of such pioneers.

It’s an honor to be acknowledged as a tech pioneer by the World Economic Forum.”

— CEO Carl Vause

CAMBRIDGE, MA, UNITED STATES, June 21, 2018 / — ● World Economic Forum on Thursday announced its selection of the world’s 61 most promising Technology Pioneers 2018, the most diverse class of such pioneers ever

● Companies were selected for their potential to “transform society and industry” and “shape the Fourth Industrial Revolution,” Fulvia Montresor of the World Economic Forum said

Soft Robotics, which produces robotic automation solutions for customers in food & beverage, advanced manufacturing, and e-commerce, made it to the selection for its contributions in driving the future of industrial production

● The full list of recognized Technology Pioneers can be viewed here:

Cambridge, MA, June 21, 2018– Soft Robotics, a Massachusetts-based robotic automation leader, was selected among hundreds of candidates as one of the World Economic Forum’s “technology pioneers”. Spun out of a collaboration between the Whitesides Group at Harvard University and DARPA, Soft Robotics designs and builds soft robotic automation systems that can grasp and manipulate items with human hand-like dexterity. Leveraging patented material science and AI algorithms, Soft Robotics unlocks automation for large meaningful markets and labor starved industries such as food and beverage, advanced manufacturing, and e-commerce.

The World Economic Forum’s Technology Pioneers community are early-stage companies from around the world that are involved in the design, development, and deployment of new technologies and innovations, and are poised to have a significant impact on business and society.

This year’s cohort is the most diverse ever, both geographically and in terms of gender. 25% are female-led, and a majority (54%) come from regions outside the United States and Silicon Valley, with each continent represented, barring Antarctica. There is also a wide variety in the technologies the pioneers focus on: the focus technologies include artificial intelligence, big data and internet of things (IoT), biotechnology, blockchain, autonomous vehicles, cyber security, vertical farming and other agricultural advances, decentralised microgrids, and robotics. The full list of technology pioneers can be found here.

Following its selection as Technology Pioneer, CEO Carl Vause of Soft Robotics will be participating in the World Economic Forum Annual Meeting of the New Champions. This meeting, also dubbed “Summer Davos” will be held in Tianjin, China, September 18-20. Many Pioneers will also attend the Annual Meeting in Davos, in January 2019, and continue to contribute to Forum initiatives in the course of the next two years.

“We welcome Soft Robotics in this diverse group of technology pioneers,” says Fulvia Montresor, Head of Technology Pioneers at the World Economic Forum. “Soft Robotics and its fellow pioneers are front and centre in shaping the ongoing Fourth Industrial Revolution and we believe they will be transforming society and industry in a positive way in the years to come.”

“It’s an honor to be acknowledged as a tech pioneer by the World Economic Forum”, said Soft Robotics’ CEO Carl Vause. “It is a confirmation that our technology is among the most unique in the world, and has the potential to revolutionize robotic automation and shape the industrial production landscape of the future. We plan to use this award to take the next step as a company and engage with stakeholders in government and society, as well as in business.”

The Technology Pioneers were selected by a selection committee of more than 60 academics, entrepreneurs, venture capitalists and corporate executives. The committee based its decisions on criteria including innovation, potential impact and leadership. Past recipients include Airbnb, Google, Kickstarter, Mozilla, Palantir Technologies, Spotify, TransferWise, Twitter and Wikimedia.

All info on this year’s Technology Pioneers can be found here:
More information on past winners can be found here:

About Soft Robotics: Soft Robotics designs and builds soft robotic automation systems that can grasp and manipulate items of varying size, shape and weight. Spun out of the Whitesides Group at Harvard University, Soft Robotics is the only company to be commercializing this groundbreaking and proprietary technology platform. Today, the company is a global enterprise solving previously off-limits automation challenges for customers in food & beverage, advanced manufacturing and e-commerce. Soft Robotics’ engineers are building an ecosystem of robots, control systems, data and machine learning to enable the workplace of the future. For more information, please visit

About World Economic Forum: The World Economic Forum, committed to improving the state of the world, is the International Organization for Public-Private Cooperation. The Forum engages the foremost political, business and other leaders of society to shape global, regional and industry agendas. (

Carl Vause
Soft Robotics Inc.
email us here

Soft Robotics SuperPick System

Source: EIN Presswire

Use Premium Financing to increase your benefits

Stuart Chamberlin, President

Why you should use premium financing as a leverage to increase your benefits.

Leverage definition is – the action of a lever or the mechanical advantage gained by it.”

— Merriam-Webster

BOCA RATON, FL, US, June 21, 2018 / — Leverage is used every day from financing a home using a mortgage or using a credit line for a business. Leverage can be used for a lot more when it comes to insurance products and when it is used it’s called premium financing. Premium Financing involves the lending of funds to a person or company to cover the cost of an insurance premium.

This concept is not much different than using a bank mortgage to leverage assets to purchase a home. Money is borrowed to buy more house (or with premium financing access to more benefits) than one could purchase with assets on hand.

This concept has been used for years by high net-worth individuals who have illiquid assets or they don’t want to use a lot of their working capital to pay life insurance premiums. So instead they financing their premiums through a bank or lending institution at a low interest rate usually close to the LIBOR rate. By doing this they only pay the interest on the premiums being financed and still get the full benefit of the policy.

When using this strategy to finance the premiums of an indexed universal life policy (IUL) you have the potential of growth on the cash value since it’s linked to an index like the S&P 500 without the risk. All of the gains are locked in annually and there are many index strategies to choose from including some that have participation rates as high as 135%.

When the gains on the cash value are greater than the interest being charged on the financing you have what’s called an arbitrage situation. This can also be a more cost effective way to cover additional benefits to attract top talent for a business or to cover a key man policy or succession planning.

Most premium financing strategies are only available for high net-worth individuals with a net-worth of 5 mm or higher. The Kai-Zen strategy is available for individuals earning 150k a year or higher giving them the same advantage high net-worth individuals have been benefiting from for years.

Due to limitations, traditional retirement plans are typically insufficient for high-income earners. If you want to maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward protecting your future income without putting a drain on your current finances.

Kai-Zen is the ONLY strategy that uses leverage to help you acquire more benefits you need to financially protect you and your family. It’s unique fusion of financing and life insurance offers you more protections and the potential to earn more retirement than you could obtain without leverage.

How it Works

The Kai-Zen strategy is simple. Premiums are jointly funded by bank financing and the participant or employer. The bank financing provides the majority of the total contribution to the plan, and the life insurance policy itself is the full security for the loan. This strategy is specifically designed so that the participant is not required to go through financial underwriting or sign loan documents. As an additional protection, Kai-Zen’s structure is also set up protect your benefits in the event of employer bankruptcy.

By using bank financing, the Kai-Zen strategy allows you to realize benefits beyond your expectations while keeping contributions within your means.

The most unique and compelling aspect of the Kai-Zen strategy is that the participant’s contributions are leveraged 3 to 1.

Stuart Chamberlin
Chamberlin Financial
email us here

Source: EIN Presswire

China Introduces New Industry Standard for Knitted Overcoats

China has introduced a new standard for knitted overcoats – FZ/T 73058-2017. The new Industry Standard was implemented on April 1, 2018.

GENEVA, GENEVA, SWITZERLAND, June 21, 2018 / — On April 1, 2018, China’s Ministry of Industry and Information Technology implemented a new Industry Standard for knitted overcoats – FZ/T 73058-2017. The new standard covers overcoats made predominantly from knitted fabrics but does not include clothing for children aged 36 months or less.

The technical requirements of FZ/T 73058-2017 are divided into requirements for internal quality, requirements for appearance performances and requirements for raw materials.

These relate to:
• Requirements for Internal Quality – including requirements for fiber content, formaldehyde content, pH value, decomposable carcinogenic arylamines dyes, odor, dimensional change after washing, dimensional change after dry cleaning, spirality after washing, bursting strength, seam strength, seam slippage, pilling, abrasion resistance of flocking, colorfastness to dry cleaning, colorfastness to washing, colorfastness to water, colorfastness to perspiration, colorfastness to rubbing, colorfastness to light, colorfastness to transfer in joints and appearance quality after washing/dry cleaning
• Requirements for Appearance Performances – including requirements for surface defects, dimensional tolerance, dimension difference in symmetrical position, check/stripe alignment, sewing requirements and ironing requirements
• Requirements for Raw Materials – including requirements for shell fabric, lining and auxiliary materials

To learn more about China’s new standard for knitted overcoats, stakeholders are advised to contact SGS directly.

SGS Softlines Services
SGS has a worldwide network of over 40 state-of-the-art laboratories specializing in softline testing. Their committed team is drawn from multi-disciplinary backgrounds, allowing them to carry out a comprehensive range of physical, chemical and functional testing services for components, materials and finished products. SGS helps companies ensure quality, performance and compliance with international, industrial and regulatory standards worldwide. Learn more about SGS’s Softlines Services: []

SGS SafeGuardS keep you up to date with the latest news and developments in the consumer goods industry. Read the full China New Product Standard – FZ/T 73058-2017<Knitted overcoat> SafeGuardS. []

Subscribe here,, to receive SGS SafeGuardS direct to your inbox.

For further information contact:

Louann Spirito
Consumer and Retail — Softlines
US & Canada Softlines Business Head
Tel: +1 973 461 7919

About SGS
SGS is the world’s leading inspection, verification, testing and certification company. SGS is recognized as the global benchmark for quality and integrity. With more than 95,000 employees, SGS operates a network of over 2,400 offices and laboratories around the world.

Ruth Roy
Sugarloaf Marketing
01892 711240
email us here

Source: EIN Presswire

Investors Bank's Chief Culture Officer Inspires Staten Island Students To Find Their Amazing Skills

Chief Culture Officer Dennis Budinich presented Investors Bank’s financial and life literacy class to high school seniors.

Over 100 high school seniors from Staten Island Tech and New Dorp High School hear about the “pain of discipline” concept.

Graduating seniors were advised that the responsibility for personal education continues well after formal schooling ends.

Investors Bank's Sr. V.P. Dennis Budinich stressed to students that continuously improving their capabilities can help them achieve their potential in life.

Investors Bancorp Inc. (NASDAQ:ISBC)

The pain of discipline is described in the context of the choices people make about how they use their free time. Young people can nurture personal growth or spending many hours just relaxing.”

— Chief Culture Officer Dennis Budinich

STATEN ISLAND , NEW YORK , UNITED STATES OF AMERICA, June 20, 2018 / — Investors Bank Chief Culture Officer Dennis Budinich recently introduced a financial and life literacy program to students who attend high school on Staten Island. During his presentation, Mr. Budinich encouraged a group of students from Staten Island Tech and New Dorp High School to take responsibility, as young adults, for their personal finances. He also presented concepts for motivated and ambitious people to use in developing and enhancing their capabilities throughout life.

Mr. Budinich heads the culture and development team at Investors Bank, which recently launched a new financial literacy program. The program is aimed primarily at high school students and young professionals. During the presentation he offered three key points:

• Personal education continues well after formal schooling ends
• There is the “pain of regret” and the “pain of discipline”
• Everyone has one or more amazing capabilities.

Mr. Budinich stressed the value of continuous improvement so that an individual can achieve his or her potential in a career, multiple work pursuits, and in life. Over 100 high school juniors and seniors participated in the program, which was a component of the annual Staten Island Economic Development Corporation’s Conference.

In making the point that every person can do something “amazing,” Mr. Budinich showed a video of an artist who handcrafts elaborate sculptures that can balance on the head of a pin. A private collector later paid millions of dollars for the artist’s body of work. Using the artist’s success as an example, Mr. Budinich encouraged the students to find their “amazing” abilities and to cultivate them to create a “personal advantage.”

Mr. Budinich also discussed the concept that he calls the “pain of regret.” He illustrated the “pain of regret” by describing how people feel, later in life, when they realize their lack of adequate retirement savings means they will continue working, usually in low wage jobs, well into their 70s or beyond.

The "Pain of Regret"

Mr. Budinich explained that the “pain of regret” can lead to intense feelings of financial insecurity.
He reviewed the importance of starting early to build a savings nest egg and emphasized the value of saving five-to-ten percent of one’s take-home wages. He encouraged the students to adopt the common practice of spending less than they earn each month. Overspending can leave a person or household with too little savings.

Mr. Budinich described “pain of discipline” in the context of the choices people make about how they use their free time. The “pain of discipline,” he said, comes with the decision to nurture personal growth by reading, rather than spending hours watching television, relaxing with friends, or engaging in social media.

Mr. Budinich advanced the idea that students continue their personal development by spending at least 20 minutes each day reading enriching books. By reading great books, he explained, young adults have a better chance of gaining the knowledge and skills necessary to take charge of their lives.

The presentation concluded with a discussion of the value of being generous by volunteering time to worthy non-for-profit organizations, a practice that will help a person develop leadership skills. Mr. Budinich concluded by stating that “generous hearts prosper,” and rewards often come to those who use their talents to help others.

About Investors Bank
Investors Bank, headquartered in Short Hills, New Jersey, is a full-service community bank that has been serving customers since 1926. With over $25 billion in assets and a network of more than 150 retail branches, Investors Bank delivers personalized services and products tailored to the needs of its customers. Investors Bank’s banking services include complete deposit, loan and cash management products for consumers and businesses.
Investors Bank: Member FDIC and Equal Housing Lender
Investors Bank’s website is, and the Bank can be followed on Facebook and Twitter.

Bob Rinklin
Essential Public Relations
email us here

Source: EIN Presswire